We provide full range of services related to home loans / mortgages. Apart from offering a complimentary mortgage health check* (normally, valued at $220) which compares different loans, we offer a choice from 1000 products over 30 different lenders (bank & non-bank) thus ensuring that you get the most suitable deal available in the market.
We can also save you $$ thousands $$ of dollars by advising you on the best possible refinance/mortgage switch over solution. Our specialized services take care of you whether you are a first home buyer or looking for investment property loan.
PERSONAL LOANS / BUSINESS FINANCE
We can arrange fast and easy loans of all types - CAR/ VEHICLE / PERSONAL and also HIRE PURCHASE / LEASING.
We specialize in business loans, commercial loans, construction loans, negative gearing and debt consolidation.
New client referral reward starts from $50 or 0.05% of the loan.* Existing clients will be similarly rewarded
Being self managed super fund specialist advisers, we have the expertise to set up administer and maintain compliance of your self- managed super fund so that you can gain control of your super. Superannuation legislation keeps on changing and we provide the best super strategy so that you are entitled to optimum returns from the super scheme.
Our unparalleled service features are:
Ongoing administration & regulatory compliance of super fund during the year
Preparation of statutory statements for the fund
Preparation & lodgment of tax returns for the SMSF
Professional & reliable advice for related issues such as estate planning and family matters
Call Michael Todd (AFSL NO 239197) for a complimentary assessment (normally $440).
FINANCIAL PLANNING PRACTICE MICHAEL TODD AFSL NO. 239197
We provide financial planning advice to a wide range of clients from small business owners to wage earners and young families as well as those nearing or already retired. With our accounting practice working side by side with our financial planning practice, we are able to assist clients with more complex financial needs and structures.
Investment advice & superannuation
Retirement planning
Financial planning
Mortgage reduction planning
Investment property
Estate planning
Wealth creation & asset protection (including personal insurance)
Protect your income (income protection insurance)
Protect your family’s lifestyle (life insurance, trauma, TPD insurance)
Social security advice
Salary packaging
Debt management
Cash flow management
Self managed super fund
Term deposit interest rate maximiser giving you the power to maximize the interest on your term deposits.
Our first consultation is complimentary (up to 20 minutes, normally valued at $165) and we charge low set fees which are generally charged as flat fees - dollar amount or per hour rate.
We offer specialized book-keeping services and take the stress out of your business so that you can concentrate on the most important thing in your business – value creation.
Our 30 years experience in the market ensures that you receive reliable and efficient book keeping services which include:
BAS/IAS statements
Accounts payable/receivable, bank reconciliations
Financial reporting/statements
Payroll, super, PAYG, Workers compensation
Fixed asset register, inventory, job costing
Financial analysis & advice
Budgeting, planning, cash flow
Company & trust set up, ABN, GST registration, buying / selling / new business advice
MYOB software setup/ administration
New client referrals will be rewarded 10% of the fees.
In today’s financially uncertain world, we help you maximize stability and certainty to your future through personalized services and holistic approach.
Michael Todd is a Certified Financial Planner™ (FPA) having over 30 years of experience in providing a wide range of clients with specialist wealth creation solutions.
We believe that wealth creation is an instrument not only for the rich and famous but an achievable dream for every Australian.
Our individualized & tailor made solutions cover all areas of wealth creation such as:
We at AUSTWISE believe that a property investment is one of the most important and biggest financial investments for almost everyone because it has lifelong implications attached to it.
We take the stress out of this major decision of yours by providing you with most suitable and wide range of options so that you can reap long term benefits out of a potentially lifelong implication.
Our one stop financial services center offer a genuine mix of multi faceted advice & planning when it comes to property investment:
Proper tax structure identification & advice to create a tax effective purchase
Tax effective cash flow report
Comprehensive financial analysis with detailed life cycle report of the investment
Property depreciation report advice
Range of property options to choose from
Simulation program providing risk management systems
Negative gearing strategy planning & advice
Professional, researched and quality investment strategies to suit individual situations
